We specialize in
Comprehensive financial services delivered by an
experienced team you can trust
Established in 1899 and trusted with over $250 million in assets under management
In today’s ever-changing world, there are endless options when it comes to providing financial services – whether it’s online, on the phone or elsewhere.
At Heritage Bank Wealth Management, it’s nice to know that your advice and support is coming from a local team of proven professionals who care about you, know who you are and live right here in your community.
Ease the burden of managing your estate by allowing us to serve as trustee
Trusts are flexible tools that can help ensure your hard-earned success is preserved, protected and transferred as you intend.
In serving as trustee or agent for a trust, we create sophisticated wealth transfer strategies that provide continuity for your family over generations.
We protect beneficiaries from mismanagement of trust assets and provide peace of mind in relieving family members of the unnecessary burden that can often come with overseeing a trust from beginning to end.
Our personal trust & estate planning experience
Providing trust and fiduciary services is a responsibility that Heritage Bank Wealth Management takes very seriously.
Our trust officers and support staff have the expertise and experience to carry out the most intricate estate plans for our customers.
Get a sophisticated level of asset management
In executing the wealth management process, we work very closely with our clients to develop a personalized investment plan that will meet their goals and objectives through each stage of life.
We meet with our clients on a regular basis to review their investments, discuss changes or life events that may have occurred and make any necessary adjustments to their plan and/or portfolio.
Our wealth management experience
We bring a sophisticated level of investment management oversight to our relationships and have unparalleled experience in devising customized, comprehensive solutions for families, organizations and corporations.
Our team also pays careful consideration to the tax implications of each investment decision to ensure optimal after-tax returns. As a result of this close, personal attention, our client portfolios have achieved solid long-term results.
Our more specialized services:
Your oil & gas investments
With our home offices located in the panhandle of Texas, it is only fitting that Heritage Bank Wealth Management provides our clients with trusted expertise in the area of oil, gas, and mineral rights.
Your farm and ranch investments
As a full-service community bank situated in an area surrounded by agriculture, we provide farm and ranch management for trust and agency clients.
We can and will:
– Assist in finding tenants
– Negotiate leases
– Collect farm income
– Pay farm expenses
– Pay ad valorem taxes
– Provide management oversight
What is your risk tolerance?
Do you want to be conservative, aggressive, or somewhere inbetween with your investments?
Take the quiz to see how you might consider investing based on your risk tolerance level.
Our wealth management experience
Whether you’re a business owner, executive, farmer, professional, or retiree, our team of experienced trust officers, investment advisors and administrators are well-equipped to offer the expertise you need.
We also provide services for:
Trust and fiduciary
services
As a full service trust department, Heritage Bank Wealth
Management is fully equipped to provide our clients applicable
trust powers when serving as trustee. Also, as a fiduciary,
Heritage puts the very best interest of their clients ahead of
their own.
Personal trust and estate
planning
The terms and conditions of your trust document are what sets
your estate plan apart. Heritage’s wealth management department
takes a team approach and has the expertise to provide our
clients with comprehensive and personalized service when serving
as trustee for your relationship.
Wealth transfer
strategies
Our experienced wealth management team will work with you to
identify the most efficient and effective manner in which to
transfer your wealth to future generations or elsewhere. In
particular, appropriate tax planning will be a key area of focus
during this process.
Estate
administrations
Heritage Bank’s wealth management team will take the time to get
to know you and have the knowledge and resources to carry out
your estate planning needs, whatever they might be. Our trust
officers and advisors have the hands on experience to administer
your trust and are dedicated to the seamless coordination of
your estate plan.
Investment
management
Heritage Bank Wealth Management has been managing investments
for a very long time and has the experience in place to create
customized solutions for our investment clients. Our investment
process is focused solely on navigating the markets and
determining the most appropriate investments to meet the
client’s goals. We are proud to manage assets for families,
endowments, foundations, and corporations and are committed to
actively monitoring each portfolio in providing this important
service.
Oil, gas, and mineral
rights management and services
With our home offices located in the Texas panhandle, our wealth
management team provides our clients with trusted experience in
the area of oil, gas, and mineral rights. We have the expertise
and as a full-service community bank situated in an area
surrounded by agriculture, Heritage Bank Wealth Management
provides farm and ranch management for trust and agency clients
that hold land assets. We understand this unique area and the
importance it has in your overall wealth and estate planning.
Farm and ranch
management
As a full-service community bank situated in an area surrounded
by agriculture, Heritage Bank Wealth Management provides farm
and ranch management for trust and agency clients that hold land
assets. We understand this unique area and the importance it has
in your overall wealth and estate planning.
Investment and Insurance Products are:
- NOT INSURED BY THE FDIC
- NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
- NOT A DEPOSIT OF OTHER OBLIGATION OF, OR GUARANTEED BY, Heritage BANK, OR ANY BANK AFFILIATE
- SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
