The tools you need to manage your funds
Your business checking account includes:
Debit card is free, Checks, Online Banking, Analyzed Accounts, Access to Business Lines of Credit WAC, Business Loans, Credit Card Processing available.
All of our business checking accounts include:
Features and benefits
Business debit card
Heritage Rewards
Online banking
Mobile banking
Mobile deposit
Text banking
Transaction notification
E-statements
Bill pay
POP money
Auto balance transfers
Merchant services
Remote deposit capture
How to get a business checking account:
You must apply in person to create your business checking account.
When starting a checking account, you will need:
– 2 forms of identification
– $500 to open a checking account
All business documentation:
– Filed DBA
– Certificate of Formation
– Articles of Incorporation
All of our business savings accounts include:
Features and benefits
Online banking
Mobile banking
Mobile deposit
Text banking
Transaction notification
E-Statements
Bill pay
POP money
Auto balance transfers
Merchant services
Remote deposit capture
I do all of my banking with Heritage. They have been my banker since I opened my accounts. They’re professional and thorough in every aspect of my interaction them.
Marc M.
customer since 2016
You might be wondering about…
Is there a minimum amount needed to start an account?
Yes, there is a minimum fee required to open either a checking or savings account.
The opening balance required to open a checking account is either $500.00 or $1,000.00 – depending on the account type you choose to open.
The opening balance required to open a savings account ranges between $100.00 for a business savings account to $1000.00 for the other business savings account options.
What are the limits for the debit card?
You can withdraw up to $305.00 in cash, purchase up to $1,000.00, which gives you a total overall daily limit of $1,305.00.
Are there any service charges or monthly/annual fees?
Yes, there are monthly service charges, and they are varied dependent on the type of account. Contact your business banker for a breakdown of the monthly service charges associated with the account type of interest.
No, there are not any annual service charges.