Merchant services
Accepting payments should be easy and boost your bottom line.
You’ll be able to accept payments from:
Visa, MaterCard, Discover, and American Express
Increase your sale volume
Make purchasing easier for your customers by accepting credit and debit cards.
Fast and reliable payments
Authorization takes seconds and eliminates worries over returned check charges.
Simplifying your service stack
There’s no separate list of contacts or services – you get a single payment processor.
Flexibility with how you sell
Accept and process payments from your POS, phone, tablet, or website – get the equipment that is right for your business. What equipment options and setups are there?
Gift cards
Attract and retain new customers by using, managing, and accepting gift cards.
Get your merchant account up and running!
Select the equipment you need
Standard Credit Card Terminal is provided at no cost. Several Point of Sale options are available for a fee. We offer Virtual Payment services as well including Website Credit Card Processing
Operate with your service of choice
Payeezy, Authorize.net, TYSYS, Clover, Swipe Simple Payment Systems.
Start selling right away
Get dedicated support and help with setup, processing PIN Debit, technical questions related to processing in general. We are available 24/7 to assist with any issues
Remote Deposit Capture (RDC)
Deposit your checks from wherever you want, and get funds in your account quicker.
You can deposit checks from your desk or wherever using a secure internet connection.
Good checks clear faster and bad checks are returned sooner.
Take advantage of a later 6pm (CST) cut-off time.
See your funds process in real-time.
Correct and verify deposits submitted before the cut-off time for next business day postings.
Cash management
Put your money to work for you and get access to your cash when you need it.
Simplified processing through NACHA file import – Send ACH files directly from your software to the Federal Reserve securely.
Save time with wire transfers – The need to drive to the bank could be a thing of the past!
Accessibility – With mobile banking, you can enroll your account, find an ATM or branch, and receive text notifications all from your phone.
Ease & Efficiency with payroll through ACH credit – experience easy record keeping and improved security for minimized check theft and fraud.
Convenience with collections through ACH Debit – Eliminate delayed access to your funds.
Internal Transfers – See your funds transfer in real-time.
A payment solution that works for your business with the local support you need
You can go anywhere to get business banking, but with us, you also get… us. You’re not just an account number or line of business at Heritage.
You are our neighbor.
You might be wondering about…
Is Heritage Bank’s credit card processing secure?
The risk of accepting credit card payments in your business is minimal.
Heritage Bank takes security very serious for both the customer and the merchant.
Security enhancements in cards have made it very difficult for fraudsters to steal cards as they won’t work without a 4-digit “PIN”. Transactions are also securely handled on an Encrypted Network.
Is credit card processing with Heritage Bank expensive?
No, we offer competetive rates and in most cases, we can Meet or Beat your current processor.
