Personal support for your business
Regardless of what type or size of loan you need, we’ll work with you to get the financing you need.
We’ll dig through the numbers and partner with you to find the best solution for your business.
Commercial loans built for you
Commercial real estate
Build or re-finance your owner occupied real-estate
– Get equity financing for other ventures.
– Refinance at a lower rate of interest.
– Enjoy tax advantages and asset appreciation.
– Earn extra revenue with your investment property.
– Purchase a lot with plans for future building.
Equipment financing
Purchase, refinance, or refurbish equipment and vehicles
– Provides funds to expand your business or replace needed equipment without using a large part of your liquidity.
– Peace of mind from not having to deplete operating funds for large equipment purchases.
– If an SBA 504 loan, the benefits include a lower down payment which provides more liquidity for you and a fixed rate for the term of the SBA portion of the loan. (SBA loans require certain eligibility requirements)
Agriculture loans
Help to grow, develop, or fix what you need
– Cash flow management when you need it.
– Produce crops without burning your capital.
– Replace old equipment to increase your efficiency.
Business lines of credit
Access to working capital for your short term needs
– Cash flow management when you need it.
– Peace of mind knowing you have available funds to take advantage of that business opportunity.
I have had my business account with Heritage Bank for 12 years now. I enjoy the atmosphere every time I visit them. They consistently go above and beyond to take care of everything.
Lonnie S.
customer since 2009
We’re local. We’re community. We’re your neighbors!
You can go anywhere to get financing, but with us, you also get… us. You’re not just an account number or line of business at Heritage.
You are our neighbor. We live next to you. We shop in the same places. We care about your success because we depend on your success in our community.
